October 1, 2022

Top 5 Most Unusual Insurance Policies

Insurance is a great way to transfer risk and sleep better at night knowing that you are covered. While most of us insure against common hazards such as hail or fire, you will be surprised to find out that some individuals choose to insure against some rather abnormal risks.

1.
Alien Abduction Insurance

Probing Extraterrestrial Abduction : 13.7: Cosmos And Culture : NPR

A company in Florida offers an insurance policy to cover people for a limit of $10,000,000 under the event that they are abducted by extraterrestrial beings. The company has reportedly sold thousands of these policies, giving out printed membership cards to all of its policyholders.

2.
Tongue Insurance

KISS legend Gene Simmons' original filthy name for the band: New interview  | Music | Entertainment | Express.co.uk

Celebrities get paid a lot of money for their fame. Though, some components of fame require certain body parts. For example, it is alleged that Gene Simmons had his tongue insured for $1,000,000 because of its notoriety from Simmons’ trademark photograph pose.

3.
Ghost Insurance

Celebrate this weekend with a spooky ghost playlist - Vox

The Royal Falcon Hotel in Lowestoft, England insured its staff and customers against death caused by ghosts and other supernatural entities.

4.
Nose Insurance

Allergies are making you sneeze. Would putting a filter in your nose help?  - The Washington Post

Afraid of losing his smell, winemaker Ilja Gort got an $8 million policy covering his nose. The policy bars him from riding motorcycles, being a knife thrower, being a firebreather, along with other restrictions.

5.
Hair Insurance

Troy Polamalu offers hair tips; Pittsburgh Steeler talks bad hair days,  hair care regimen, envy - New York Daily News

As the star of their shampoo commercials, Procter & Gamble reportedly took out an insurance policy on Troy Polamalu’s iconic hair.

BONUS
How to save on your home & car insurance!

Insurance prices change all of the time. That’s why it is always a good idea to routinely review your options; due to the complexity and mundane nature of insurance, this can sometimes be overwhelming. Thankfully, we make getting a free quote quick and easy – with no obligations attached. Use our simple online tool to fill out your home/renter and auto information and we will give you a call to review the quote with you. No spam & no strings attached. What are you waiting for? There’s nothing to lose and plenty to save!

Click the button below to get started on a free, bundled quote to compare to your current policy.

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